These are probably the least authentic burritos in the history of the world, but I love them, and they are ridiculously easy, so here is the recipe.
4 wholewheat tortillas
I tub of spicy tomato salsa
1 Red pepper, choppped
1 Red onion, chopped
1 can of refried beans
chopped chili (optional)
Turn on the oven to about 200 degrees. Put the refried beans, red onion, red pepper, chili, and salsa inside the tortillas. Roll them up. Put in an ovenproof dish. Then put a couple of dessert spoons full of yogurt over the top. Grate cheese on top of that, and put in the oven for about 20 mins until the filling is heated through and the cheese is golden brown. Yummy!
You don't have to use yogurt at all if you don't want to. You could just add cheese, but I like the sourness it adds.